Is 2024 the year you’re going to make the jump and buy your first home?
Or has the ‘new year, new me’ agenda got you on Rightmove searching for a new abode?
The thought of the whole process can feel a little overwhelming when buying a house, especially if you’re looking for your first-ever home, but Sett Mortgages is changing the narrative – and provides plenty of ‘hand holding’ throughout the affair.
Born out of a desire to make the affair more accessible, approachable and friendly, Sett Mortgages was born in Leeds in 2021 by Elliot Benson and provides free advice and support throughout the home-buying process.
Elliot spotted a gap in the market for a friendly, approachable and easy-to-understand mortgage brokerage.
He has worked in property for 10 years, and is a two-time British Mortgage Award Nominee and one-time finalist.
And now Sett Mortgages offer a start-to-finish service where they’ll narrow down thousands of mortgage options and badger all the banks to find you the cheapest deal possible, help with all the legal bits, and even catch up with you after your house purchase completes to answer any final questions.
All that with no broker fee and no hidden costs at any time, and one point of contact throughout.
Sett Mortgages wants to bust some mortgage myths and help everyone from first-time buyers to remortgagers have the least stressful house-buying experience possible.
Five common mortgage myths busted by Sett Mortgages
- The bank I use will give me the best deal! – Not true, they treat you as a new customer and will only offer you what they offer everyone else. Always shop around!
- You need a 10% deposit to buy a house – Not true, if you have been renting over a year you don’t even need a deposit, otherwise you can use anything from 5% upwards
- I’m self employed, it’s really difficult to get a mortgage – Nope! As long as you have been self employed for at least a year, we can get you a mortgage
- I need three payslips to get a mortgage – Nope, as long as you have a contract you can get a mortgage, even without your first payslip
- Rates are really high at the moment! – Actually, fixed rates are coming down even though the base rate has been going up
You can find out more about Sett Mortgages here.
Featured image: Unsplash
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